If you’re the owner of a terraced house then I have some great tips and ideas how you could potentially save you money on your home insurance premium. This type of guide and information can be really helpful in your task to successfully reduce your house insurance quotation.
It can be a good idea to also join your local neighbourhood watch scheme; this will help to lower your premium. Install a burglar alarm system in your home and fit specific types of locks. Many insurance companies will offer a discount on your policy if you have an NACOSS approved burglar alarm installed.
Have a look on the insurer’s website and find out whether the company offers multi policy discounts on their product set. Some insurers will offer a very good discount if you buy some of their other insurance products as well such as car, life and holiday insurance. Currently, I think Tesco, Direct Line and Churchill do offer a multi policy discount. So it is probably a good idea to look at their insurance policy feature and benefits over some of the other insurers that don’t offer it. This discount is usually very good and could save you a lot of money.
You can start by trying to build up your no claims discount bonus. The longer the time period that you haven’t made a claim for, the more savings you could be entitled to.
You could look at paying a higher voluntary excess on your home insurance policy. But don’t forget that this method also means that you’ll pay more in the incident of a claim.
You can also look at doing many other things as well. For terraced house owners there is a simpler and most obvious way that you could lower your home insurance rate. Look around and switch from your current insurance provider. Compare home insurance with us and start comparing policies from LV=, Direct Line, Natwest, Tesco, Aviva, Churchill and many others all alongside each other. Use our comparison table to compare all the many features and discounts online.
Research has also found that 8 out of 10 terraced house owners could save money by switching to another insurance company. These results are from an independent price comparison website.
Compare buildings and home contents insurance cover online now with us and start saving your money, you could find yourself better off.
